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And Hong Kong youth today enjoy bright prospects and abundant opportunities presented by the Belt and Road Initiative and the Guangdong-Hong Kong-Macao Greater Bay Area development.

An online celebrity reacts for her followers via a livestreaming app in Wuhan, capital of Hubei province. [Photo by Miao Jian / For China Daily]

And while this may come as a surprise to the company’s critics, it would actually serve as a natural progression from what the company is already doing, including its partnerships with Mary’s Place and FareStart on its Seattle headquarters campus. This is just on a grander scale, with more impact.

Analysts believe that the torrid growth of China's fintech sector will inevitably slow, which will present both challenges and opportunities for the companies, especially as more mature regulations are imposed, and a degree of consolidation may take place.

Analysts said the impact of P2P platform failures on the entire financial system is limited.